The Whiz Kid’s Perfect Credit Guide: The Teen Who Refinanced His Mother’s House and Car at 14

Profits Are Donated To The Children's National Medical Center in Washington, DC. No Credit? Bad Credit? Average Credit? Just Want To Learn About Finance? Well, congratulations because you have found the right book. Not even the table of contents can show all the lessons contained within this book meant to help consumers fight all types of financial problems just as Danny Singh fights for his mother including avoiding a foreclosure, reclaiming a repossessed car, fixing credit, avoiding deceptive loans as well as checking accounts filled with fees, and getting denied credit applications approved. In response to the student loans crisis looming in America and as a community college student himself, Danny advocates going to a community or state college and doing the maximum number of classes is the best financial decision that can be made versus getting into ＄100,000 of debt. Without needing bogus and expensive credit repair agencies, Danny will emphasize the most effective debt repayment plans and methods to save money on everyday purchases allowing for consumers to be debt free in months instead of years. Besides student loan debt, Danny expresses credit unions are the solution for consumers to effectively pay off any type of debt such as credit cards, auto loans, and mortgages. Being debt free will cause their insurance premiums to decrease and chances of better employment to increase in addition to living lives free of debt and stress. Saving for retirement and other financial goals will be a breeze. Despite the financial conditions of a consumer or the economy, perfect credit is never impossible and Danny proves this in Finance 101: The Whiz Kid's Perfect Credit Guide If the knowledge in this book does not boost your credit scores and bank account balances then feel free to return or sell it. The purchase of this book is the only investment that is risk free but makes the most earnings.

Given his first credit card at age 11, Danny Singh began his financial journey by paying all the bills of his mother when she was having to work longer hours at her jobs and till this day while maintaining his academic responsibilities, he has never been late on the mortgage, several credit cards, insurance, auto loan, or any bill thus being able to maintain her excellent credit. At age 14, Danny managed to refinance his mother’s mortgage and auto loan. At age 15, he was able to get over ＄1,300 in interest refunded from a credit card company. At age 16, he was able to get a delinquency removed from his grandmother’s credit report. Now age 19 and recognized by Governor Rick Perry, First Lady Anita Perry, Commissioner Bob Dallari, State Representative Jason Brodeur, Senator Marco Rubio, and several news stations as the ＂financial whiz kid,＂ Danny’s journey has caused him to develop a financial passion for he has experience with over 30 financial institutions and skills that some bankers do not know. With consumers still trying to recover from the housing crisis, Danny is doing financial seminars, running a financial tips web page (www.facebook.com/studentsfinance), as well as his own independent and non-profit credit advising agency teaching his skills to fix all credit problems such as reducing interest rates of all loans, saving a house from a foreclosure, reclaiming a repossessed automobile, and ultimately, raising the credit scores without needing bogus credit repair agencies. Danny graduated from the International Baccalaureate class of 2011 from University High School and is now proudly part of the Art & Phyllis Grindle Honors Institute at Seminole State College of Florida and is working towards earning an MBA and Ph.D. by age 21. He hopes to one day work for a financial institution and continue sharing his financial passion as a financial advisor. Anyone seeking financial help can contact Danny at (407) 496-6005. Helping consumers is what makes his passion grow. Danny lives with his uncles, aunties, grandparents, cousins, and mother in Orlando.