Decentralization Technologies: Financial Sector in Change

Gilbert Fridgen is Professor and PayPal-FNR PEARL Chair in Digital Financial Services at the Interdisciplinary Centre for Security, Reliability, and Trust (SnT), University of Luxembourg. In his research, he analyzes the transformative effects of digital technologies on individual organizations and on the relationship between organizations. He addresses potentially disruptive technologies like Distributed Ledgers, Decentralized Digital Identities, Artificial Intelligence, and the Internet of Things. His research involves information systems engineering, IT strategy, and (risk) management, as well as regulatory compliance. In his projects and partnerships, he collaborates with partners in financial services, energy, mobility, manufacturing, and consulting, as well as with public bodies and governments.

Tobias Guggenberger is Postdoctoral Researcher in Information Systems at the FIM Research Center for Information Management, University of Bayreuth, Germany, and at the Branch Business & Information Systems Engineering of Fraunhofer FIT. He earned his Ph.D. from the University of Bayreuth in 2022, where his research focused on the design and management of blockchain-based information systems. Tobias has published several articles in leading journals and presented his work at numerous conferences. His current research focuses on the management of emerging technologies, such as blockchain and machine learning.

Johannes Sedlmeir is Postdoctoral Researcher in Information Systems at the Interdisciplinary Center for Security, Reliability, and Trust (SnT), University of Luxembourg. He focuses on identifying opportunities and challenges of using decentralization technologies in organizations, e.g., regarding energy consumption, performance, and the handling of sensitive information. He also designs, implements, and evaluates corresponding solution approaches, applying novel cryptographic technologies like zero-knowledge proofs for scalability and/or privacy enhancements in these areas.

Nils Urbach is a Professor of Information Systems, Digital Business, and Mobility as well as Director of the Research Lab for Digital Innovation & Transformation at the Frankfurt University of Applied Sciences, Germany. Furthermore, he is the Co-Director of the FIM Research Center and the Branch of Business & Information Systems Engineering of Fraunhofer FIT. Nils has been working in the fields of strategic information management and collaborative information systems for several years. In his current research, he focuses on digital transformation, AI management, digital identities, and blockchain, among others. His work has been published in several renowned academic journals as well as in the proceedings of key international conferences.